Cloud accounting for UK businesses, combining bookkeeping, invoicing and financial reporting with plan-specific tax and payroll tools. Learn more about Xero
Who should take a closer look?
UK businesses that want cloud bookkeeping with accountant collaboration and a choice of financial reporting tiers.
Capabilities to explore
✓Invoices and quotes
✓Bank transaction reconciliation
✓Document capture
Paid plans / trialTrial or introductory offers do not constitute an ongoing free plan.
Accounting software aimed at UK small businesses, freelancers and landlords, with invoices, expenses and tax administration tools. Learn more about FreeAgent
Who should take a closer look?
UK freelancers and small businesses wanting bookkeeping and relevant tax workflows together.
Capabilities to explore
✓Invoicing and estimates
✓Expense and receipt capture
✓Bank feeds
Conditional free accessConditional free access through eligible NatWest, Royal Bank of Scotland, Ulster Bank or Mettle accounts; Mettle conditions apply. Not a universal free tier.
No tools match those filters. Try a different name or remove the free-plan filter.
How to choose accounting software
The right accounting tool depends on your legal structure, transaction volume and accountant’s workflow. Confirm the product’s current UK tax capabilities with the vendor and your accountant rather than assuming every plan covers every filing.
Questions to ask before you buy
Does your accountant support this product and its exports?
Are the tax workflows relevant to your business supported?
What limits apply to invoices, users, payroll and bank feeds?
Put your shortlist to the test
Use sample transactions to test invoicing, bank reconciliation and expense handling. Ask about migration from your current system, historical records, payroll add-ons and accountant access. Compare normal renewal pricing separately from introductory offers.
