Microsoft Copilot is an assistant for questions, drafting and everyday tasks on the web, desktop and mobile. Personal Microsoft 365 subscriptions extend its allowances and add eligible capabilities within Office applications.
Microsoft Copilot
Explore the official product
See the vendor’s current capabilities, product information and plan details.
ChatGPT is OpenAI’s assistant for writing, research, file analysis and other conversational tasks. Personal and managed workspace plans serve different buying needs. Shortlist it for mixed knowledge work, then test the output, required tools and account controls with a representative brief.
Vendor-described capabilities; availability can depend on the plan.
✓Conversational help with optional web search
✓Memory and personalisation controls
✓Eligible document and Office app assistance
Microsoft Copilot pricing considerations
Free plan available
Personal, Family, Premium and Pro home subscriptions have different AI allowances and included apps. Compare the local subscription terms and the eligible account holder; business Copilot licences require a separate evaluation.
Free Copilot Chat is available with lower allowances. A Microsoft 365 home subscription provides higher access rather than making all AI activity unlimited.
This profile covers the personal-account product; Microsoft 365 Copilot for organisations has different licensing and protections.
AI benefits on multi-person home subscriptions are for the subscription owner, not every household member.
Features vary by platform, language and plan; free use may include advertising.
Test the same sample work, confirm your required plan and check how to export your data before committing.
Microsoft Copilot FAQs
Does Microsoft Copilot have a free plan?
Free Copilot Chat is available with lower allowances. A Microsoft 365 home subscription provides higher access rather than making all AI activity unlimited.
Who is Microsoft Copilot for?
Individuals who already use Microsoft accounts and want to compare free chat with a wider personal productivity subscription.
What should I compare before buying?
Check the tier that contains your essential features, confirm plan limits and compare the total quote with your own expected usage.