{"schemaVersion":1,"checkedAt":"2026-10-13","market":"UK","currency":"GBP","taxBasis":"excluding VAT","billingBasis":"monthly subscription unless annual explicitly stated","method":"Official vendor pages checked with web retrieval, plus rendered-browser verification of QuickBooks prices; vendor documentation research, not hands-on product testing.","sources":{"xeroPrices":"https://www.xero.com/uk/pricing-plans/","xeroSimplePrices":"https://www.xero.com/uk/pricing-plans/simple-business/","xeroSimple":"https://www.xero.com/uk/pricing-plans/simple/","xeroIgnite":"https://www.xero.com/uk/pricing-plans/ignite/","xeroGrow":"https://www.xero.com/uk/pricing-plans/grow/","xeroComprehensive":"https://www.xero.com/uk/pricing-plans/comprehensive/","xeroUltimate":"https://www.xero.com/uk/pricing-plans/ultimate/","quickbooksPrices":"https://quickbooks.intuit.com/uk/pricing/","quickbooksVatPrices":"https://quickbooks.intuit.com/uk/payments/","quickbooksSimpleStart":"https://quickbooks.intuit.com/uk/simple-start/","quickbooksEssentials":"https://quickbooks.intuit.com/uk/essentials/","quickbooksPlus":"https://quickbooks.intuit.com/uk/plus/","freeagentPrices":"https://www.freeagent.com/pricing/","freeagentBank":"https://www.freeagent.com/pricing/free-accounting-software/","freeagentMettle":"https://www.freeagent.com/mettle/","freeagentInvoicing":"https://www.freeagent.com/features/invoicing/","freeagentPayroll":"https://www.freeagent.com/features/payroll/","freeagentVat":"https://www.freeagent.com/features/vat/","freeagentSelfAssessment":"https://www.freeagent.com/features/self-assessment/","freeagentCompanyFiling":"https://www.freeagent.com/features/end-of-year/","freeagentFilingScope":"https://support.freeagent.com/hc/en-gb/articles/15539041420178-What-can-you-file-using-FreeAgent"},"products":[{"productId":"xero","name":"Xero","checkedAt":"2026-10-13","sourceUrl":"https://www.xero.com/uk/pricing-plans/","pricingStatus":"verified","evidenceSummary":"UK plan cards explicitly show regular and six-month introductory prices; comparison grid specifies paid usage extras.","promotion":{"discountPercent":90,"months":6,"conditions":"New UK customers buying their first organisation on xero.com with code DC9062619UK; base subscription only; cannot combine offers. Vendor can change or cancel it.","sourceId":"xeroPrices"},"trial":{"duration":"one month","separateFromPromotion":true,"sourceId":"xeroPrices"},"plans":[{"id":"xero-simple","name":"Simple","standardMonthlyGbp":7,"introductoryMonthlyGbp":0.7,"introductoryMonths":6,"checkedAt":"2026-10-13","sourceUrl":"https://www.xero.com/uk/pricing-plans/simple-business/","featureSourceId":"xeroSimple","vatSubmissionIncluded":false,"mtdIncomeTaxReady":true,"invoiceLimit":10,"invoiceLimitPeriod":"monthly","billEntryLimit":null,"payrollPeopleIncluded":0,"features":["Quotes","Bank reconciliation","Receipt capture","Reporting","Subcontractor CIS calculations"],"evidenceSummary":"Non-VAT businesses; 10 invoices and MTD Income Tax.","cautions":["Use Ignite or higher for VAT returns.","App-generated invoices can count towards the invoice limit."]},{"id":"xero-ignite","name":"Ignite","standardMonthlyGbp":18,"introductoryMonthlyGbp":1.8,"introductoryMonths":6,"checkedAt":"2026-10-13","sourceUrl":"https://www.xero.com/uk/pricing-plans/","featureSourceId":"xeroIgnite","vatSubmissionIncluded":true,"mtdIncomeTaxReady":true,"invoiceLimit":20,"invoiceLimitPeriod":"monthly","billEntryLimit":10,"billEntryLimitPeriod":"monthly","payrollPeopleIncluded":0,"payrollAdditionalPersonMonthlyGbp":1.5,"features":["Quotes","Bank reconciliation","Hubdoc capture","MTD VAT filing","Subcontractor CIS calculations"],"evidenceSummary":"20 invoices, 10 bills; payroll charged per person.","cautions":["App-generated invoices can count towards the invoice limit.","Optional contractor CIS filing is separate from included subcontractor calculations."]},{"id":"xero-grow","name":"Grow","standardMonthlyGbp":39,"introductoryMonthlyGbp":3.9,"introductoryMonths":6,"checkedAt":"2026-10-13","sourceUrl":"https://www.xero.com/uk/pricing-plans/","featureSourceId":"xeroGrow","vatSubmissionIncluded":true,"mtdIncomeTaxReady":true,"invoiceLimit":null,"billEntryLimit":null,"payrollPeopleIncluded":1,"payrollAdditionalPersonMonthlyGbp":1.5,"expenseUsersIncluded":1,"domesticPaymentsIncluded":5,"features":["Invoices and quotes","Bill management","MTD VAT filing","Automatic reconciliation","Expenses and mileage"],"evidenceSummary":"Removes entry-plan invoice/bill caps; one payroll person and one expense user included.","cautions":["Additional active expense users cost £2.50/month."]},{"id":"xero-comprehensive","name":"Comprehensive","standardMonthlyGbp":55,"introductoryMonthlyGbp":5.5,"introductoryMonths":6,"checkedAt":"2026-10-13","sourceUrl":"https://www.xero.com/uk/pricing-plans/","featureSourceId":"xeroComprehensive","vatSubmissionIncluded":true,"mtdIncomeTaxReady":true,"invoiceLimit":null,"billEntryLimit":null,"payrollPeopleIncluded":5,"payrollAdditionalPersonMonthlyGbp":1.5,"expenseUsersIncluded":5,"domesticPaymentsIncluded":10,"multicurrencyIncluded":true,"features":["Grow features","Multiple currencies","Enhanced financial analysis"],"evidenceSummary":"Five payroll people, five expense users and multicurrency.","cautions":["International bill payments carry separate fees."]},{"id":"xero-ultimate","name":"Ultimate","standardMonthlyGbp":70,"introductoryMonthlyGbp":7,"introductoryMonths":6,"checkedAt":"2026-10-13","sourceUrl":"https://www.xero.com/uk/pricing-plans/","featureSourceId":"xeroUltimate","vatSubmissionIncluded":true,"mtdIncomeTaxReady":true,"invoiceLimit":null,"billEntryLimit":null,"payrollPeopleIncluded":10,"payrollAdditionalPersonMonthlyGbp":1,"expenseUsersIncluded":10,"domesticPaymentsIncluded":15,"projectUsersIncluded":10,"multicurrencyIncluded":true,"features":["Comprehensive features","Project time and costs","KPI analysis"],"evidenceSummary":"Ten payroll people, expense users and project users included.","cautions":["Additional project users cost £5/month."]}],"addOns":[{"name":"Company accounts and tax","annualGbp":120,"plans":["Ignite","Grow","Comprehensive","Ultimate"],"sourceId":"xeroPrices"},{"name":"Contractor CIS returns","monthlyGbp":5,"plans":["Ignite","Grow","Comprehensive","Ultimate"],"sourceId":"xeroPrices"},{"name":"Auto-reconciliation","monthlyGbp":3.5,"plans":["Simple","Ignite"],"sourceId":"xeroSimplePrices"},{"name":"Additional expense user","monthlyGbp":2.5,"plans":["Grow","Comprehensive","Ultimate"],"sourceId":"xeroGrow"},{"name":"Additional domestic bank-transfer bill/payment","perPaymentGbp":0.2,"sourceId":"xeroPrices"}],"cautions":["Null invoice/bill caps on Grow and above mean no cap advertised in the retrieved plan comparison, not an assertion of unlimited every feature.","Invoice payment processing and some bank feeds can incur fees.","Promotions do not discount add-ons or payment fees.","Payroll maximum is 200 people according to plan detail pages."],"assumptions":["Annual base cost is monthly price multiplied by 12; the £120 company-tax add-on is billed annually.","Invoice/bill allowances are represented as monthly; retrieved live cards state numeric caps but do not explicitly restate their reset period, so confirm reset rules before a workload calculator relies on them."]},{"productId":"quickbooks-online","name":"QuickBooks Online","checkedAt":"2026-10-13","sourceUrl":"https://quickbooks.intuit.com/uk/pricing/","pricingStatus":"verified","needsBrowserCheck":false,"evidenceSummary":"Root agent verified all regular and six-month introductory amounts in the rendered UK pricing page. Official payments-page pricing terms establish prices exclude VAT.","verificationMethod":"Official browser render and vendor pricing terms; web extraction alone returned placeholders.","vatSourceId":"quickbooksVatPrices","promotion":{"discountPercent":90,"months":6,"conditions":"New customers selecting Buy Now; excludes 30-day trial; cannot combine offers.","sourceId":"quickbooksPrices"},"trial":{"days":30,"separateFromPromotion":true,"sourceId":"quickbooksPrices"},"plans":[{"id":"quickbooks-sole-trader-plus","name":"Sole Trader Plus","standardMonthlyGbp":10,"introductoryMonthlyGbp":1,"introductoryMonths":6,"checkedAt":"2026-10-13","sourceUrl":"https://quickbooks.intuit.com/uk/pricing/","needsBrowserCheck":false,"usersIncluded":1,"vatSubmissionIncluded":false,"mtdIncomeTaxReady":true,"features":["Invoicing","Estimates","Bank feeds","Self Assessment preparation","CIS"],"evidenceSummary":"One user; VAT submission and VAT checker excluded.","cautions":["Do not compare this plan as a VAT-return substitute for Simple Start."]},{"id":"quickbooks-simple-start","name":"Simple Start","standardMonthlyGbp":16,"introductoryMonthlyGbp":1.6,"introductoryMonths":6,"checkedAt":"2026-10-13","sourceUrl":"https://quickbooks.intuit.com/uk/simple-start/","needsBrowserCheck":false,"usersIncluded":1,"accountantAccessAdditional":true,"vatSubmissionIncluded":true,"mtdIncomeTaxReady":true,"features":["Invoicing","Receipt capture","Mileage tracking","VAT and Income Tax submissions"],"evidenceSummary":"One user plus accountant; 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check the live official page."],"assumptions":[]},{"productId":"freeagent","name":"FreeAgent","checkedAt":"2026-10-13","sourceUrl":"https://www.freeagent.com/pricing/","pricingStatus":"verified","evidenceSummary":"Official business-type blocks show regular monthly and annual fees, half-price introductions, VAT basis and optional add-ons.","trial":{"days":30,"sourceId":"freeagentPrices"},"plans":[{"id":"freeagent-sole-trader","name":"Sole trader","standardMonthlyGbp":19,"standardAnnualGbp":190,"introductoryMonthlyGbp":9.5,"introductoryMonths":6,"introductoryAnnualGbp":95,"introductoryAnnualYears":1,"checkedAt":"2026-10-13","sourceUrl":"https://www.freeagent.com/pricing/","vatSubmissionIncluded":true,"mtdIncomeTaxReady":true,"selfAssessmentFilingIncluded":true,"evidenceSummary":"Sole-trader pricing block, with Self Assessment and MTD Income Tax features.","cautions":["Cash-basis setup excludes payroll and stock."]},{"id":"freeagent-partnership","name":"Partnership or LLP","standardMonthlyGbp":27,"standardAnnualGbp":270,"introductoryMonthlyGbp":13.5,"introductoryMonths":6,"introductoryAnnualGbp":135,"introductoryAnnualYears":1,"checkedAt":"2026-10-13","sourceUrl":"https://www.freeagent.com/pricing/","vatSubmissionIncluded":true,"selfAssessmentFilingIncluded":false,"evidenceSummary":"Partnership/LLP price verified; knowledge base confirms partnership return and partner Self Assessment filing excluded.","filingScopeSourceId":"freeagentFilingScope","cautions":["Mettle does not support partnership bank accounts.","Cash-basis setup excludes payroll and stock."]},{"id":"freeagent-limited-company","name":"Limited company","standardMonthlyGbp":33,"standardAnnualGbp":330,"introductoryMonthlyGbp":16.5,"introductoryMonths":6,"introductoryAnnualGbp":165,"introductoryAnnualYears":1,"checkedAt":"2026-10-13","sourceUrl":"https://www.freeagent.com/pricing/","vatSubmissionIncluded":true,"selfAssessmentFilingIncluded":true,"companyFilingIncluded":true,"selfAssessmentCondition":"Supported limited-company directors with full access; not every company user","companyFilingScope":"Supported UK limited-company micro-entities: FRS 105 accounts and CT600; check eligibility.","companyFilingSourceId":"freeagentCompanyFiling","evidenceSummary":"Limited-company block includes company filing; dedicated filing page establishes micro-entity scope.","cautions":["Do not describe company filing as suitable for every company."]}],"features":[{"name":"Invoices, recurring invoices and reminders","sourceId":"freeagentInvoicing"},{"name":"Monthly payroll and HMRC RTI","employees":"No per-employee charge advertised","sourceId":"freeagentPayroll","condition":"Payroll unavailable with cash-basis setup"},{"name":"MTD VAT submission","sourceId":"freeagentVat"},{"name":"Self Assessment filing","sourceId":"freeagentFilingScope","condition":"Supported sole traders and limited-company directors with full access; 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FreeAgent partner-accountant route: make Mettle the primary bank account in FreeAgent.","excludedEntity":"Partnership","sourceId":"freeagentMettle"}},"addOns":[{"name":"Smart Capture Unlimited","monthlyGbp":5,"includedFilesMonthly":10,"sourceId":"freeagentPrices"},{"name":"Amazon UK Marketplace","monthlyGbp":6,"sourceId":"freeagentPrices"}],"cautions":["Conditional bank-funded licence is not a universal free plan.","Bank-account terms and possible bank charges must be checked independently.","Annual prices require annual billing; do not label the annual-equivalent monthly amount as monthly billing.","Promotional terms may change."],"assumptions":["Annual cost on monthly billing is monthly price multiplied by 12; annual-billed prices are a separate option."]}]}